You get your homeowners policy only to find out after a burglary incident that the policy doesn’t give you the total value of your stolen jewelry. Of course, you’d be disappointed and question why you were even paying the premiums in the first place. However, the truth is, a typical property and casualty insurance is usually inadequate in providing complete protection for your valuables. Also, when you have a P&C insurance license, you can either choose to sell a personal insurance or commercial insurance.
P&C insurance domain interview questions
The interview questions you can prepare with the help of insurance technology are:
- What are different types of insurance coverage?
- Also, what do you mean by insurance coverage?
- What is the surrender value?
You can check out more on top 50 insurance interview questions.
Since your homeowners insurance has limits on such coverages, personal articles floater coverage is the best choice for anyone who owns valuables. The coverage makes you eligible for reimbursements from your insurance company in case of theft, damage, or loss.
While buying the personal articles floater from an insurance company in Norland, you need to understand the types of coverages you can get from your insurance provider. Your floaters policy may cover shoes, appliances, furniture, clothing, and more. Nevertheless, each of these items may have limitations. On the other hand, your insurer may extend coverage in the event of loss or damage while away from your home.
You don’t list your personal belongings under this type of coverage. Insurers generally have blanket coverage and sub-limits for the valuables. For example, your insurance company in Norland may offer you a $1,700 jewelry coverage limit, which will cover the loss (full or partial, if the loss exceeds the limit) of the jewelry you own. Your entry in insurance directory can help your customers spot you when they search for “insurance agent near me”
Under this coverage, you list your personal belongings explicitly in your policy. This coverage is particularly suitable if you own extravagant valuables like jewelry, fine arts, musical instruments, firearms, and so on. You get broader coverage compared to the scheduled property coverage.
Find out which personal articles policy you want. Get insurance quotes today for free and start shopping to find that one insurance company in Norland that will suit you the best. As an insurance agent, you should get E and O insurance to protect you and your business.